Legal

Terms of Service

Last updated: July 2026

Short version: Paycheck Breakdown Calculator is a free tool you may use for personal, non-commercial purposes. It's provided "as is" for educational use only, with no warranties, and our liability is limited. By using the site, you agree to these terms.

1. Acceptance of terms

By accessing or using Paycheck Breakdown Calculator (the "Site"), you agree to be bound by these Terms of Service and by our Privacy Policy and Disclaimer. If you do not agree with any part of these terms, please do not use the Site. We may update these terms from time to time, and continued use of the Site after changes are posted constitutes acceptance of the revised terms.

2. Use license

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Site and its calculators for your own personal, non-commercial purposes. Under this license you may not:

Use the Site or its content for any commercial purpose without our written permission
Copy, reproduce, republish, or redistribute the content or calculators as your own
Modify, reverse-engineer, or create derivative works from the Site's code
Use automated systems to scrape, overload, or disrupt the Site
Attempt to gain unauthorized access to any part of the Site or its systems

This is the grant of a license, not a transfer of title. All content on the Site remains our property or that of our licensors.

3. Disclaimer of warranties

The Site and all information, tools, and calculators are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, secure, or that results produced by the calculators will be accurate or complete.

Not professional advice: The Site is for informational and educational purposes only and does not provide financial, tax, or legal advice. All figures are estimates. Consult a licensed tax professional or CPA before making decisions about your paycheck, withholding, or taxes. See our full Disclaimer for details.

4. Limitation of liability

To the fullest extent permitted by law, we and our operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site — including any damages resulting from reliance on any information or results produced by the calculators. Your sole and exclusive remedy for dissatisfaction with the Site is to stop using it.

5. Third-party and affiliate links

The Site may contain links to third-party websites and services, including reference sources such as the IRS and the Social Security Administration, and may contain affiliate links, including Amazon Associates links. We are not responsible for the content, accuracy, or practices of any third-party site. As an Amazon Associate we earn from qualifying purchases; affiliate links may earn us a small commission at no extra cost to you. The Site also displays advertising through Google AdSense, governed by Google's own terms and policies. See our Privacy Policy for how advertising and cookies work.

6. Changes to these terms

We reserve the right to modify, suspend, or discontinue the Site or these Terms of Service at any time without notice. When we revise these terms, we will update the "last updated" date at the top of this page. It is your responsibility to review these terms periodically. Your continued use of the Site after any change constitutes acceptance of the updated terms.

7. Contact

If you have questions about these Terms of Service, please use the contact form on our Contact page.

These Terms of Service should be read together with our Privacy Policy and Disclaimer, which are incorporated into these terms by reference.